TERMS OF USE

LoveEverything.com Limited ("We", "Us", "Our") operates the websites loveinc.com, loveincorporated.com, lovemoney.com, lovefood.com, loveexploring.com and loveproperty.com (which will be referred to in this policy as "Our Websites", "The LoveEverything Websites").

LoveEverything.com Limited is a company registered in England and Wales under company registration number: 07255787. Registered address: First Floor Ridgeland House, 15 Carfax, Horsham, West Sussex, United Kingdom, RH12 1DY.

By using our service (whether as a visitor to any of our websites or a registered user of any of services therein), you are agreeing to be bound by these Terms of Use in relation to our websites and those services.

Registration

By registering, you certify that all information you provide in the registration is accurate. Customers may only maintain one active registration. In other words, it's one registration per person. By accepting this agreement, you certify that you have no other registration with LoveEverything.com Limited Your single registration will enable you to have access across all our websites.

You must have a valid email registered with us at all times. If an email that we send to you should bounce for some reason, your account may be temporarily suspended until you contact us with a verifiable address.

Accessing our websites

Access to our websites is permitted on a temporary basis, and we reserve the right to withdraw or amend the services we provide without notice. We will not be liable if for any reason any of our websites is unavailable at any time or for any period.

From time to time, we may restrict access to some parts of our websites, or our entire service, to users who have registered with us.

Our content

In this section, 'Content' means any information, mode of expression, or other material and services found on any of our websites. This includes question, answer, review, comment, tip or other piece of user-generated content, as well as software, our writings, graphics and any and all other features that may be found on our websites.

Except as expressly provided in these Terms of Use, all of the Content on our websites is the property of LoveEverything.com Limited or its licensors and is protected by UK and international copyright laws.

Our Content is intended for individual, personal use only. Accordingly, you may make one copy of our content for your personal, non-commercial use, provided that any material copied remains intact and includes the following notice: "Copyright 2016 LoveEverything.com Limited." Any other copying, distribution, storing or transmission of any kind, or any sort of commercial use of our content, is strictly prohibited without our prior written permission.

The information provided on our websites is for general information purposes only. It is not, and should not be construed as, financial or other professional advice. You should not rely on the information you find here to inform your decisions; rather, use it as a starting point for doing your own independent research.

In the material we make available on our websites, we rely on a wide variety of sources and other websites. We believe these sources of data to be generally accurate and reliable, but sometimes they may not be. We make no claims or representations as to the accuracy, completeness, or truth of any material contained on our websites and are not liable for any errors or delays in the content or transmission of the data on our websites.

Our advertisers and sponsors

Our websites and email products include third-party advertisements. The appearance of an advert does not mean that we endorse the advertiser's goods or services. While we will not knowingly run an advert that is untrue, LoveEverything.com Limited is not responsible for the accuracy of any advertising material or the usefulness of an advertised product or service.

Your content

You own the copyright in the expression of your submissions on our websites. Please note, however, that when you post content, you expressly grant LoveEverything.com Limited a perpetual, irrevocable, royalty-free, worldwide, assignable, non-exclusive license to use, edit, alter, adapt, translate, copy, publish, continue to publish or republish the submission (and/or an edited, adapted or translated version of it or part of it) ('the Work') and/or to sell or otherwise communicate or distribute the Work, as part of an edited compilation or in any other way howsoever. The licence is capable of sub-licence, unlimited in the use to which we may put the Work and exists whether or not you remain a registered user.

As the licence is irrevocable, this means, for example, that we do not have to remove your posts even if you would like us to and even if you are no longer a registered user. We'll credit you under your user name (either the one existing at the time of the post or otherwise) as the author in any use of your material. By submitting your post you warrant that you have the right to grant us the non-exclusive copyright licence described above.

And we promise not to make fun of you, unless we think you really deserve it.

Conduct

LoveEverything.com Limited champions active and open debate among our community members. All that we ask is that it's done in a lawful and civil manner – be it in the comments area of our articles, asking or answering a question on Q and A or using any other interactive feature on our websites.

Accordingly, you agree to use our websites and services for lawful purposes only. You may not use, or allow others to use, your membership to:

• post or transmit any content that is abusive, vulgar, obscene, hateful, fraudulent, unlawful, threatening, harassing, or defamatory or which discloses private or personal matters concerning any person
• post or transmit any material that you do not have a right to transmit under law (such as copyright, trade secret or securities) or under contractual or fiduciary relationships (as in nondisclosure agreements)
• post, transmit, or link to sexually explicit material
• impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with anyone or entity
• post or transmit statements that are intentionally false or misleading, or use such statements to manipulate the market for any security
• post or transmit any advertising, promotional materials, or other forms of solicitation including chain letters or pyramid schemes
• offer, sell, or buy any security
• intentionally violate the laws, rules and regulations of the Financial Services Authority and the national or other securities exchanges
• intentionally violate any other applicable law or regulation while accessing and using our websites;
• collect or store personal data about other users of our websites;
• post or transmit any file that contains viruses, corrupted files, 'Trojan Horses', or any other contaminating or destructive features that may damage someone else's computer or attempt to gain unauthorised access to our websites. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.

Whilst we can't review all transmissions by our site users we reserve the right to monitor any information transmitted or received through our service. LoveEverything.com Limited, at our sole discretion and without prior notice, may at any time review, remove, or otherwise block any post or terminate your membership for violating the above provisions.

Please notify us immediately if you have been harassed in any manner or you feel that anything done by another user of our websites is in violation of the Terms of Use. In the case of a question, answer, review, comment, tip or other piece of user-generated content, please use the 'report' button displayed bottom-right of every message. In the case of a profile, please contact us. Please note it is advisable not to include your email address or other personal or contact details in the text of any post.

You are responsible for all statements made and acts that occur through the use of your membership and password. You must not disclose your password to anyone. If your password has been stolen or compromised, you must let us know immediately.

Indemnification

You agree to indemnify, defend, and hold harmless LoveEverything.com Limited, affiliates, directors, officers and employees from and against any claim, liability, cost, damage or loss we may incur (including, without limitation, solicitors' fees) as a result of any material you post on our forum or any violation by you of your obligations under these Terms of Use.

Disclaimer of warranties and liability

LoveEverything.com Limited cannot and does not warrant the completeness or accuracy of the news, information, or other content found on our websites, or its usefulness for any particular purpose.

You understand and acknowledge that information posted by third party providers are the sole responsibility of the person from which such material originated.

You agree that LoveEverything.com Limited shall not be liable for any decision made or action taken by you or others based upon reliance on news, information, or any material published at any of our Websites.

All information provided on our websites is to be used on an 'as is, with all faults' basis. We make no promises that our content or the service itself will be delivered to you uninterrupted, secure, error-free or delivered in a timely manner. In fact, we're not making any promises or warranties except that we won't intentionally lie to you. Other than that, we reserve the right to be wrong.

Now what does all this mean? It means that you agree that under no circumstances shall LoveEverything.com Limited be liable for any direct, indirect, incidental or any other type of loss or injury resulting from your use, or downloading of any content on our websites. This includes, but is not limited to, loss or injury caused by contingencies beyond our control in creating or delivering any portion of our websites. Nothing herein excludes or limits our liability for death or personal injury caused by its proven negligence, or excludes or limits our duties or any liability under any applicable law.

We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our websites or to your downloading of any material posted on it, or on any website linked to it.

Linking to our site

You may link to the home pages of our websites, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

You must not establish a link from any website that is not owned by you.

Our websites must not be framed on any other site, nor may you create a link to any part of our websites other than the home page. We reserve the right to withdraw linking permission without notice.

General information

If any provision in this Agreement is invalid or unenforceable, the remaining provisions will continue in full force and effect. These Terms of Use shall be governed by the laws of England and Wales as if the Agreement was a contract wholly entered into and wholly performed within England. The courts of England and Wales shall have exclusive jurisdiction in relation to any disputes arising under or in connection with these Terms of Use, but without prejudice to LoveEverything.com Limited's ability to bring proceedings against a user in the courts of any jurisdiction.